Copy From Scenario 1

Scenario 1

Loan Details
Repayment Details
Introductory Rate Details
Extra Repayment Details
Lump Sum Details
Results
Period Date Beginning Balance Interest Repayment Additional Payments End Balance

Home Loan and Car Loan Calculator

We believe this is the best home loan and car loan calculator – The Loan Calculator is intended to simplify your home loan and car decisions by providing you with an estimate of your mortgage or auto loan repayments. These calculations are based on the financed amount requested, the length of the loan term, and the interest rate. The results of the Mortgage Payment Calculator and Car Loan Calculator – The Loan Repayment Calculator should not be considered a quote, loan offer, or as investment advice, and are provided as a guide only. We recommend that you speak with a financial planner before making the decision to apply for a home loan or car loan.

*This should be treated as a guide only. By using this Mortgage Payment Calculator and Car Loan Calculator you accept the terms and conditions below.

Home Loan Types and Features

Variable Rate Loan

A home loan where the lender may lower or raise your loan interest rate depending on a range of  factors, including the economy, the cash rate set by the RBA (Reserve Bank of Australia).

Fixed Rate Loan

A loan with an interest rates that is locked in for a certain period of time. One year fixed rate, two year fixed rate, three year fixed rate, four year fixed rate and five year fixed rates are the most common.

Interest Only Loan

An interest only loan is a loan in which the borrower pays only the interest for some or all of the period of the loan, with the loan balance not changing during the interest only period.

Principal and Interest Loan

Generally, when you make a loan repayment, your repayment pays down some of the principal balance of the loan as well as the interest accrued. This is known as principal and interest loan repayment.

Loan to Value Ratio

The loan to value ratio is the ratio of a loan to the value of an asset purchased or used as security. The term is used by lenders to represent the ratio of the percentage being borrowed and risk to the lender.

Loan Refinancing

Taking out a new loan to pay out an old one. Refinancing may allow a borrower to enjoy lower interest rates, lower fees and other features or benefits. Loan refinancing is different for home loans, car loans and personal loans.

Extra Home Loan Repayments

If you pay more than the required minimum onto your loan each month, the extra money will go directly onto your loan’s principal, reducing the amount you owe. Because your interest charges are calculated based on your current loan balance, extra repayments can help you to pay less interest, clear your loan faster, and own your security outright sooner.

Certain loans don’t allow extra payments or limit how much extra money you can put on your loan. For example, if you have a fixed-rate loan, you may need to stick to a predetermined loan repayment schedule. Check with your lender or broker before you apply.

If you’d like more help choosing a better home loan, contact a mortgage broker. These experts can look at your finances and recommend specific home loans for you. They can also negotiate with lenders on your behalf to help you get a better mortgage offer, and may have access to special home loan offers that aren’t normally advertised.

If you are a mortgage broker, you understand the importance of providing your clients with accurate and helpful tools to assist them in their home buying journey. One such tool that can greatly benefit both you and your clients is the Home Loan Calculator available at Loan Calculator Mortgage.

Why Choose the Home Loan Calculator for Mortgage Brokers?

  • Free and Unbranded: The Home Loan Calculator is not only free to use but also comes without any branding, allowing you to seamlessly integrate it into your website or share it with your clients without any distractions.
  • Customisable Scenarios: This powerful calculator allows users to input three different scenarios, enabling them to compare various loan options and determine the best fit for their needs.
  • Graphical Representation: The ability to graph the three scenarios provides a visual representation of the loan details, making it easier for clients to understand and compare the differences.

How Mortgage Brokers Can Benefit:

  1. Enhanced Client Experience: By offering this user-friendly tool on your website, you can enhance the overall client experience by providing them with a valuable resource to make informed decisions about their home loans.
  2. Build Trust and Credibility: Utilising the Home Loan Calculator demonstrates your commitment to transparency and empowerment, building trust with your clients and establishing credibility as a knowledgeable and helpful advisor.
  3. Generate Leads: By driving traffic to your website through the iFrame calculator, you have the opportunity to capture leads and convert them into potential clients who value the resources you provide.
  4. Educational Resource: The calculator serves as an educational resource, empowering clients to explore different loan scenarios and gain a better understanding of their mortgage options.

How to Incorporate the Home Loan Calculator:

  • Embed on Website: Easily embed the calculator on your website to provide visitors with instant access to this valuable tool.
  • Share on Social Media: Share the calculator link on your social media platforms to reach a wider audience and showcase your commitment to helping clients make informed decisions.
  • Include in Email Campaigns: Incorporate the calculator link in your email campaigns to engage clients and prospects with a useful tool that sets you apart from the competition.

Conclusion:

In the competitive world of mortgage brokering, providing cutting-edge tools like the Home Loan Calculator can set you apart, attract more clients, and ultimately lead to greater success in your business. Take advantage of this free and customisable resource to empower your clients and enhance your role as a trusted mortgage advisor.

For more information and to start using the Home Loan Calculator, visit Loan Calculator Mortgage today!

Remember, if you have any further questions or need assistance, feel free to reach out to me, Sana Hosseini.

A car loan is a loan used by the borrower to buy a new or used motor vehicle. Car loans typically range from $5,000 to $100,000 and often have loan terms from one to ten years. Interest rates vary between 5% and 10% for secured car loans, and up to 15% for unsecured loans.

When you take out a car loan, you need to repay the lump sum you borrowed (the “principal”), as well as interest on the car loan. The interest rate will apply on the loan amount from the time that you take out the loan. Car loans tend to share things with personal loans, and that’s because a car loan is a type of personal loan, though the interest rate on a car loan can be lower than on a personal loan as the loan is often secured by the car you are purchasing.

Introducing the Car Loan Calculator for Auto Dealerships:

  • Customizable and User-Friendly: The Car Loan Calculator is a versatile tool that allows users to input various loan scenarios, compare different options, and visualize the results through graphs.
  • No Branding, No Cost: This calculator is free to use and comes without any branding, making it a seamless addition to your website or client communications.

Benefits for Auto Dealerships:

  1. Improved Customer Experience: By offering the Car Loan Calculator on your website or in your showroom, you can enhance the customer experience by providing a valuable resource for potential car buyers to explore financing options.
  2. Build Trust and Credibility: Utilizing this tool showcases your commitment to transparency and customer empowerment, building trust with clients and establishing credibility as a reliable and informative dealership.
  3. Lead Generation: Drive traffic to your website by promoting the calculator, capturing leads, and converting them into potential customers who value the resources and expertise you provide.
  4. Educational Tool: The calculator serves as an educational resource, allowing customers to understand and compare different financing options, making informed decisions about their car purchase.

Incorporating the Car Loan Calculator:

  • Website Integration: Easily embed the calculator on your website to provide visitors with instant access to this useful tool.
  • Social Media Promotion: Share the calculator link on social media platforms to attract a wider audience and demonstrate your commitment to helping customers with their financing needs.
  • Email Marketing: Include the calculator link in your email marketing campaigns to engage customers and prospects with a valuable tool that sets your dealership apart.

Conclusion:

In the competitive automotive industry, providing innovative tools like the Car Loan Calculator can differentiate your dealership, attract more customers, and drive success in your business. Take advantage of this free and customizable resource to empower customers and position your dealership as a trusted advisor in auto financing.

For more information and to start using the Car Loan Calculator, visit Calculator today!

A personal loan is when you borrow money, which you’ll repay plus interest in regular instalments over a set period (usually 3-5 years). Personal loans can be used to buy cars, consolidate debt, pay for holidays and more.

The minimum amount you can borrow with many personal loans is $1,000. The maximum amount you can borrow is often $50,000. With some personal loans, you may be able to borrow up to $100,000. There are even a few personal loans that will let you borrow a maximum of $300,000.

Introducing the Personal Loan Calculator for Financial Institutions:

  • Versatile and Informative: The Personal Loan Calculator is a comprehensive tool that allows users to input personal loan details, compare different scenarios, and visualise the results through graphs.
  • Branding-Free and Cost-Effective: This calculator is free to use and comes without any branding, making it a valuable addition to financial institution websites or client communications.

Benefits for Financial Institutions:

  1. Enhanced Customer Service: By offering the Personal Loan Calculator on your website or in your branches, you can provide customers with a valuable resource to explore loan options and make informed decisions.
  2. Build Trust and Loyalty: Utilising this tool showcases your commitment to transparency and customer empowerment, building trust with clients and fostering loyalty to your financial institution.
  3. Lead Generation: Drive traffic to your website by promoting the calculator, capturing leads, and converting them into potential clients who value the resources and expertise you provide.
  4. Educational Tool: The calculator serves as an educational resource, enabling customers to understand and compare different personal loan options, empowering them to manage their finances effectively.

Implementing the Personal Loan Calculator:

  • Website Integration: Easily embed the calculator on your website to provide visitors with instant access to this valuable tool.
  • Client Communications: Share the calculator link in your client newsletters or emails to engage customers and offer them a useful resource for their personal loan inquiries.
  • Financial Wellness Programs: Incorporate the calculator as part of your financial wellness programs to educate clients on responsible borrowing and financial planning.

Conclusion:

In the financial sector, providing innovative tools like the Personal Loan Calculator can set your institution apart, attract more clients, and position you as a trusted advisor in personal finance. Take advantage of this free and customisable resource to empower customers and drive success in your financial services.

For more information and to start using the Personal Loan Calculator, visit Personal Loan Calculator Calculator today!

Remember, if you have any further questions or need assistance, feel free to reach out to me, Sana Hosseini.