How to Calculate Your Monthly Mortgage Repayment
Learn which figures set a monthly home loan repayment, see a worked $600,000 example, and understand how rate, term and loan type change the result.
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How to Compare an Introductory Mortgage Rate With the Ongoing Rate
Model a temporary low home loan rate and the later ongoing rate, then check the repayment after the offer ends instead of judging only the first payment.
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How to Compare Monthly and Fortnightly Mortgage Repayments
Compare monthly, true fortnightly and accelerated fortnightly repayments. Learn why half a monthly payment every two weeks can repay a loan sooner.
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How to Find Your Home Loan Balance After Eight Years
Find the balance left after eight years in a full repayment schedule, understand opening versus end balance, and repeat the check across scenarios.
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How to Save a Mortgage Repayment Report or Schedule as a PDF
Use the calculator's comparison report, selected summary or full schedule, then print or save the result as a PDF and copy tables into a document.
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How to Read a Full Home Loan Repayment Schedule
Learn what balance, interest, repayment, fees and end balance mean in a full mortgage schedule, and find the exact period you want to check.
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How to Compare Refinance Repayments, Rates and Fees
Compare a current mortgage with a refinance option using ongoing rates, a temporary rate and yearly or monthly fees, then check total cost and loan term.
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How to Calculate the Effect of a Lump-Sum Mortgage Repayment
Test a $100,000 mortgage lump sum in year seven, read the new loan term and interest estimate, and learn why the normal repayment may not fall.
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How to Compare Home Loan Scenarios Side by Side
Compare home loan rates, repayments and total costs in up to nine scenarios. See how to copy a baseline, change one input and read the results graph.
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How to Calculate Mortgage Interest Savings With an Offset Account
Learn how to model an offset account, read the interest and loan-term results, and compare any fees before deciding whether the feature is worthwhile.
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